At Guaranty Trust Bank, we are eager to support your business by providing the funds you need to support your working capital.
This is a line of credit that allows a customer to write checks for an amount greater than the actual account balance with a finance charge on the excess. It is an open credit that can be used repeatedly until the account balance reaches a certain pre-determined limit, with a specific repayment date, usually one year.
Funds are generally available for one year, but may be renewed if results are satisfactory.
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